Your money should move like you do.
Hold it, send it, spend it, earn on it — across town or across the world, in seconds.
MMHowever your money moves
Send it home. Split it with friends. Get paid from anywhere, anytime.
Any country. Any direction. Seconds. 🌍
Money moves in every direction.
Most money apps stop at the border. Fyntiq doesn't. Send and receive across the planet as easily as across the street — both ways, in seconds.
Send to anyone with a Fyntiq account — both sender and receiver hold one, anywhere in the world.
One card. Every country.
Your Fyntiq card lives in Apple Pay and Google Pay — tap to pay at home or on the other side of the world, in the local currency.
Up to 3% back, automatically.
Earn Cashback on eligible purchases with participating partners — credited straight to your balance the moment your purchase clears.
Start in three steps.
Create your account
Free, in minutes — no bank account needed.
Add money
Top up from a bank or debit card — or just get paid by someone.
Send, spend & earn
Pay anyone, tap your card anywhere, earn cashback as you go.
Money that travels like you do.
“Every payday I send money home. It's there the same day — and barely any fees.”
“I used it all over Europe last summer. No foreign fees, no surprises — now I use it for everything.”
“My clients are all over the world. I get paid in minutes now, not in a week.”
“My buddy got the beers. I paid him back before we even left the bar.”
“Cashback hits my balance the second I shop. No points, no waiting.”
“No bank account, no problem. My brother sends money — I spend it the same day with the card.”
Supported around the world.
Search every country and territory where you can send, hold, and spend with Fyntiq.
Built to keep your money safe — across every border.
Identity verification, encryption, and real-time monitoring protect every transfer, wherever it's going.
Secure verification
Identity checks on every account.
Account protection
Your balance, locked to you.
Real-time tracking
Watch every transfer, live.
Fraud prevention
Monitoring that never sleeps.
Frequently asked questions.
Fyntiq is a money app for everyday life — send and receive money around the world, spend with your Fyntiq card, and earn Cashback, all from one place.
Yes — in any direction. Send to anyone with a Fyntiq account, anywhere we're supported. Both the sender and recipient hold a Fyntiq account, so funds arrive instantly in their balance, ready to spend with the card or withdraw to a local bank.
Transfers between Fyntiq users are typically instant. For other destinations, the delivery estimate is shown before you send.
Signing up, holding a balance, sending to other Fyntiq users, and receiving money are all free — with no monthly fees. Adding money from a bank account or debit card is free or low-cost; credit-card top-ups carry a fee. The only other possible cost is currency conversion when you withdraw to a local bank. Any fee is always shown before you confirm.
Yes. Your balance is ready to spend instantly with your Fyntiq card, or you can withdraw to a linked local bank account. Converting your balance to local currency may carry a conversion fee, shown up front before you confirm.
Your balance is held in US dollar–backed digital dollars that track the value of the US dollar, so it stays steady and can move globally in seconds. You send, spend, and withdraw in everyday dollars and local currency — no crypto knowledge needed.
Earn up to 3% Cashback on eligible purchases with participating partners, credited automatically to your balance. Caps and exclusions apply.
Yes. Fyntiq uses identity verification, encryption, account protection, and real-time fraud monitoring to help keep your account and transfers safe.
Claim your @username.
Get paid and pay anyone by name — one handle that works in every country.
Money that moves like you do.
Send it, spend it, earn on it — anywhere in the world. It just works.